Brad Garlinghouse, CEO of Ripple, believes a major crypto adoption wave is coming in 2025, largely thanks to a shift in US policy under President Trump.
A Less Restrictive US Market
Garlinghouse points to a change in the US government’s approach to crypto regulation. He argues that the previous climate of lawsuits and heavy regulation stifled growth, limiting Ripple’s US market share to a mere 5%. Now, with a more lenient approach, he sees huge potential. He highlights that Ripple’s current client base is primarily made up of large international financial institutions, indicating the untapped potential within the US.
Global Impact and Modernization
Garlinghouse emphasizes the massive global market opportunity. Trillions of dollars move across borders daily, largely relying on outdated systems like SWIFT. He believes crypto offers a much-needed modernization, and the US’s shift in policy is a major catalyst for this change. He predicts a significant impact on asset prices and widespread adoption of the technology.
Beyond Payments: Future Applications
The Ripple CEO also sees blockchain technology expanding beyond payments. He envisions its use in stock trading and real estate transactions, among other applications. He notes a significant increase in US deals following Trump’s election, demonstrating growing domestic interest. While he acknowledges this transformation will take time (10-20 years), he believes the US market is now “unlocked,” and the scale of this change is being underestimated.
