A developer, Vincent Van Code, has made a super-optimistic prediction: XRP could skyrocket to $59.40! He’s laid out exactly how Ripple’s takeover of the financial world could make this happen.
The Math Behind the $59.40 Prediction
Van Code’s prediction, shared on X, hinges on several factors: Ripple grabbing 15% of SWIFT’s daily transactions, the rise of RLUSD (Ripple’s stablecoin), and big players like Mastercard building on the XRP Ledger.
Here’s the breakdown:
- SWIFT’s Huge Volume: SWIFT processes $5 trillion daily. If Ripple gets 15%, that’s $750 billion in daily XRP transactions.
- Limited XRP Supply: While the total XRP supply is 100 billion, a significant portion is locked up (escrow, lost coins, long-term holdings). Van Code estimates only around 13 billion XRP are readily available.
- XRP Velocity: He believes each XRP is used in about two transactions per day.
Combining these factors, he calculates a base price of $28.85 for XRP.
The Final Push to $59.40
Van Code believes several real-world events will boost XRP even further to his $59.40 target:
- RLUSD Milestone: A $200 billion market cap for RLUSD could add 10% to XRP’s price.
- More Stablecoins on XRP Ledger: Adding other stablecoins to the XRP Ledger could trigger another 20% jump.
- Institutional Adoption: A big increase in institutional use of XRP could lead to a 30% price hike.
- Ripple SEC Case Resolution: A positive outcome in the Ripple SEC case could add another 20%.
Adding these percentage increases to the base price of $28.85 gets him to his $59.40 prediction. He expects this to happen sometime between 2026 and 2027.
Current XRP Price
At the time of writing, XRP is trading around $3.50. That’s a far cry from $59.40, but Van Code’s prediction certainly makes for an interesting thought experiment!